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Viafintech

viafintech.com🇩🇪 GermanyDACH
viafintech.com
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About

Cash and digital payments coexist uneasily in European commerce — and for the significant population of consumers who prefer to pay with cash, accessing digital services often requires a workaround. Viafintech was founded in Munich in 2011 to build that workaround into infrastructure. Its viacash service lets consumers pay digital bills, top up online accounts, and load digital wallets using cash at over 12,500 retail partners across Germany, Austria, Switzerland, and Italy — supermarkets, kiosks, and retail chains that act as cash-in points for digital financial services. The model serves people who are unbanked, financially conservative about online payment methods, or simply prefer the certainty of paying with cash. It also serves digital service providers — fintechs, telcos, gaming platforms — who need to accept payments from cash-preferring consumers without forcing them to use payment methods they don't trust. viafintech is part of the Barzahlen ecosystem and represents one of the more practical bridges between the cash economy and the digital one in DACH markets. In a payments landscape obsessed with the death of cash, viafintech is a reminder that cash use in Germany remains higher than in most of Europe, and that solving for cash-preferring consumers is a legitimate business in itself.

Categories
PaymentsEmbedded Finance
Subcategories
Card paymentsEmbedded payments
Services & products
payment orchestrationcash flow toolspayout APIs
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Quick facts
Founded
2011
Founders
Achim Bönsch|Florian Swoboda|Sebastian Seifert
Employees
50-200
Users
Business model
B2CB2B
Target customers
ConsumersEnterprises
Notable clients
Geographic focus
DACH
Last updated
Updated today