Savy

Savy is a European spend management platform built for the modern SME that's tired of spreadsheets and outdated accounting. The platform connects directly to your bank, tracks expenses in real-time, and automates the kind of financial housekeeping that usually requires a dedicated finance person. Unlike legacy accounting software that feels like it was designed in 2005, Savy brings a mobile-first, API-driven approach to how small businesses manage money.

The core idea is simple: visibility without complexity. Savy ingests transaction data, categorizes spending automatically using machine learning, and surfaces the insights that actually matter—cash burn rate, department spending patterns, vendor management. It integrates with existing accounting tools rather than replacing them, which means businesses don't have to rip out their current setup. The platform is particularly strong on multi-team expense management, letting founders and finance ops give employees company cards or reimbursement capabilities without losing control.

What sets Savy apart in a crowded SME finance space is its focus on velocity. Teams can get up and running in days, not weeks. The product doesn't require implementation consultants or six weeks of configuration. For SMEs scaling from 10 to 100+ employees, Savy becomes the central nervous system for cash decisions—flagging anomalies, preventing overspend, and giving leadership real-time visibility into company finances. In a market where most competitors are either too simplistic (basic expense tracking apps) or too heavy (enterprise-grade platforms), Savy has found the sweet spot where startups actually want to use their financial tools.