Open banking works in theory across Europe. In practice, connecting to the actual APIs of hundreds of banks across dozens of markets — each with slightly different technical implementations, uptime records, and authentication flows — is an engineering challenge that most fintechs would rather not solve themselves. Enable Banking was founded in Helsinki in 2018 to solve it for them. Its aggregation platform provides a single API that connects to bank APIs across Europe, normalising the data and handling the connectivity complexity so that fintech developers can focus on building products rather than maintaining bank integrations. The company has built coverage across the Nordic markets — where open banking adoption is among the highest in Europe — and expanded into broader European connectivity. Enable Banking's positioning is deliberately developer-first: clean documentation, transparent pricing, and an API design that reflects what developers actually need rather than what regulators technically require. In the open banking infrastructure stack, where the difference between a good integration and a bad one is often the difference between a product that works reliably and one that generates support tickets, Enable Banking's focus on quality over quantity of connections is a genuine differentiator.